What is rent reporting?

Rent reporting is the process of sending your monthly rent payments to credit bureaus (Experian, Equifax, TransUnion) to build your credit history. It turns your rent into a tradeline on your credit report, helping you establish or improve your credit score.

How does rent reporting improve my credit score?

On-time payments are a key factor in credit scoring. Reporting rent adds positive payment history, especially helpful for those with thin or no credit files. Studies show an average 23-point increase in credit scores within months of enrollment.

Does AxcessRent report to all three credit bureaus?

Yes, AxcessRent reports to Experian, Equifax, and TransUnion, maximizing the impact on your credit profile across all major credit reports.

How much does AxcessRent's rent reporting cost?

AxcessRent offers a Free Plan ($0/month) and a Plus Plan ($1.95/month) with advanced features like past rent reporting, financial coaching, and rent relief loan access.

Can late rent payments hurt my credit?

Yes, if you're enrolled in a service that reports late payments, a 30+ day delinquency could negatively impact your credit score. Always communicate with your landlord if you anticipate delays.

How soon will my rent appear on my credit report?

Typically within 45–60 days after enrollment. With AxcessRent, you can also report up to 24 months of past on-time payments for an immediate boost to your credit history.

Do landlords benefit from rent reporting?

Yes! Landlords see fewer late payments, higher tenant retention, and improved applicant screening with verified rental history. Offering rent reporting also strengthens tenant relationships.